Working Capital Loans Mikopo ya Mtaji wa Kuendesha Biashara
Working capital loans that keep businesses in Tanzania running, covering operating costs and cash flow gaps.
Key facts
- Repayment
- Up to 6 months
- Processing
- 24 hours
- once we have all the required documents
- Paying early
- No extra charge
- settle your loan whenever you are ready
About this loan
Sales do not always arrive before the bills do. A working capital loan pays your suppliers, staff and running costs in the meantime, so the business keeps going.
Who it is for
- Businesses that need cash between sales
- Businesses whose costs come in before their income
What you can use it for
- Paying suppliers
- Staff wages
- Rent and other bills
- Stock for a busy period
How applying works
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Step 1: Apply online or at a branch
Fill in the short online form, or visit any of our branches.
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Step 2: We call you
A loan officer talks through your loan and tells you which documents we need.
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Step 3: Your loan is processed
Within 24 hours once we have all the required documents.
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Step 4: You repay
On the schedule agreed with you before you sign. Paying early costs nothing extra.
Questions about Working Capital Loans
How is this different from an SME loan?
A working capital loan covers running costs for a few months. An SME loan is for established businesses that need a larger amount to grow.
How long do I have to repay?
Up to 6 months, on a schedule agreed with you before you sign.
How quickly will I get the money?
Most loans are processed within 24 hours once we have all the required documents. Your loan officer tells you which documents your loan needs when they call you.
Can I pay my loan off early?
Yes. Paying off your loan early costs nothing extra.
Kwa Kiswahili
Mikopo ya Mtaji wa Kuendesha Biashara
Kwa biashara zinazohitaji fedha za kulipa wasambazaji, mishahara, kodi ya pango na gharama nyingine wakati zinasubiri mauzo. Mkopo unarejeshwa ndani ya hadi miezi 6. Mkopo unashughulikiwa ndani ya saa 24 baada ya kupokea nyaraka zote zinazohitajika, na ukilipa mapema hakuna gharama ya ziada.
Cover day-to-day costs with confidence
Pay suppliers, staff and running costs while you wait for sales to come in. Repay over up to 6 months, with no charge for settling early.
Photo by Ali Mkumbwa on Unsplash